The complexities of today’s Health Insurance marketplace are vastly challenging and intimidating to navigate. That is why it is essential to have a trusted broker to guide you through the process of obtaining health insurance…. and the services of a broker are free to you.

On Exchange, Off Exchange, the Affordable Care Act, which Insurance Carrier to choose,Deductible amounts, In-Network, Out-of –Network, Provider Directories….these are all things that can be confusing. 

I understand these things and my job is to make this process clear so that you understand it as well. I strive to make sure my clients are educated and comfortable with their choices.

I am an “Independent Broker” which means I am able to quote rates for all the top insurance carriers in the State, unlike “Captive Brokers” who can only write insurance for the carrier they represent.  This is to your benefit as it gives you more choices for competitive rates. I am certified to help clients obtain insurance through the State Exchange where Premium Tax Credits might be available. I am also “Client Focused” with my approach meaning I guide and advise my clients no differently than I would my family and friends. Not only is this the right way to treat people but word of mouth is the best advertisement and referrals are the cornerstone of my business.