The Affordable Care Act (ACA) requires employers with 50 or more full time employees to offer a qualified health benefit plan. Small businesses, although not mandated by ACA, find value in offering health benefits as well to attract and retain quality employees. The rising costs of health insurance have driven many talented people to enter the job market in search of employment opportunities where benefits are offered. Conversely, competing businesses know this and are using benefits to leverage high quality employees away from other businesses.
Designing a group health benefit plan can be a daunting task. Making sure your plan and reporting are compliant with the mandates from multiple governing agencies can be very challenging, time consuming, and intimidating. As your Broker, I become your liaison to assist developing a plan and coordinating the information to you. I have backing from agencies that provide guidance, support and software tools to ensure your needs are well-met at no cost to you. Together we also offer you these other valuable benefits, at no additional cost, that assist you with running your business and implementing cost saving practices relating to group benefit plans.